16 years old and i just got my license i got an insurance question?

my dad has a 1997 hyundai and he has insurance on the car but am not on it his insurer is progressive american insurance my dad has a clean driving record and he has personal injury protection/benefits/property damage liability and bodily injury liability can i drive his car? like if i crash will i be insured even though my name is not on the insurance i live in miami beach fl.